Best Apps To Save You Money Over Black Friday And Beyond

Photo by Alyssa Zakaria

Photo by Alyssa Zakaria

Paribus:

This holiday season American consumers are expected to lose tens of millions in unclaimed refunds from online retailers. But a popular new smartphone app called Paribus is solving this problem for two million consumers. Paribus automatically scans your online shopping receipts for price drops and shipping delays, quickly files a digital claim with the retailer, and instantly deposits your refund back to your credit card. It's free and requires absolutely zero effort.

So far, Paribus has identified over $6.5 million dollars in refunds for 2 million consumers, with millions more expected this holiday season.
 

eBates:

The app and website bring all the weekly ads into one place so you can see the doorbuster from Walmart, Best Buy, and Target together. Plus, search for a product keyword (ex. television) and the app will pull in all of the qualifying deals from the ads so you don't have to waste time flipping through them. Shop where you already like to shop, but get cash back after your purchases, whether you opt to pay by check or a PayPal deposit.

The percentage varies depending on the online retailer or marketplace, and there are more than 2,000 to choose from, including Amazon, Walmart, Macy’s, Target, eBay, Kohl’s, Best Buy, American Eagle.

Here is a little gift from me to you from eBates!

https://www.ebates.com/r/JESSIC75573?eeid=28187

 

Flipp:

This app helps you find the best deals in stores by aggregating all your local (flyers) in one place. Instead of searching multiple websites and stores it lets you browse coupons so you can virtually clip coupons. There's a smart shopping list section that will automatically show you who has the best deals around you.

 

Creating and Cultivating in Portlandia!

I had the pleasure to speak at Create & Cultivate’s pop-up conference at the Portland Marriott Downtown Waterfront this past week. The best part? I had three incredible panelists with me, including, Grace Mahary, Karen Okonkwo, and Heather Lipner, where we each were able to share our trials and triumphs with being women in STEM!

Photo credit: @deannaraephoto

Photo credit: @deannaraephoto

Getting to discuss my personal story of where I got to where I am with TechSech.co was so wonderful o share, but I truly enjoyed getting to know the other women on the panel with me and how they each want to better the tech industry for the future of women!

Similar to my interests in the fashion world, Heather Lipner decided to make Augmented Reality + Fashion a trend. She went on to discuss the same frustrations most women in our field have with raising money at her company, Drawsta, such as “when you go and try to raise you’re almost always talking to a man and they don’t understand the female perspective.”

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Grace Mahary spoke on behalf of, Project Tsehigh (PjT), which is her nonprofit organization that is dedicated to providing energy to remote communities throughout the world. She put it in perspective how wonderful it is that we live in a world of technology as it can help us give back to the places that truly need help.

“To think that you can't wake up every day and have facilities that run consistently— that’s how I became passionate about it.”

One of my favorite quotes of the night was from Karen Okonkwo of TONL, when explaining how her company uses stock photography to display images of diverse people and their stories. Karen said, “Be your own Dora the Explorer and teach yourself.”

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No matter who you are, or where you come from, your diversity and your knowledge can never be taken from you!

Overall, I had the ABSOLUTE best time getting to know these women and speaking at Create & Cultivate. I am extremely grateful for this opportunity and just as I said last night, "I'm going to empower myself and make it my mission to empower others."

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Cyberattack on Equifax could affect 143 million customers

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There's a good chance you've heard of Equifax, one of the three largest credit reporting agencies in the US, but did you know that they were hacked this summer? News of the hack, which occurred in July, broke this week. The hack compromises up to 143 million Americans' sensitive information, including Social Security and drivers license numbers. 

The credit-reporting agency is one of three major firms, including TransUnion and Experian, that monitor the financial health of consumers and supply data to customers to help them decide wether to give or recieve a loan. The attack on Equifax is one of the largest risks to personal information in several years, and the third to hit Equifax since 2015. The company says that it discovered the attack on July 29, and has not seen any further threats since, but that one hack was enough to put millions of Americans' information at risk. 

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Interestingly, major players at Equifax sold their shares in the company on August 1, the day after they were made aware of the breach. The CFO and other top people sold over $1 million worth of stock in Equifax before news of the hack reached the public. 

The Equifax hack is arguably scarier and more wide-reaching than other big data breaches over the past few years because so much sensitive information about customers, including Social Security numbers, credit card numbers, and drivers licenses were taken. 

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Here's how to see if you were affected by the hack, and how to keep yourself safe from future hacks. If you are an Equifax customer, you can go to  http://www.equifaxsecurity2017.com/ to see if your information is safe. Equifax is also offering a free year of credit protection service to people who register by November 21, whether you were affected by the hack or not. While there is no way to recover all the stolen information at this point, Equifax is working to ensure that similar hacks do not happen again. 

With banking and credit cards moving online, do the risks of hacking outweigh the convenience banking technology offers?